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How to File an Auto Accident Claim In states that have no fault your insurance company will pay for medical expenses and lost wages, regardless of who was at fault for the accident. They'll also want to review documents and gather evidence (photos witness testimony medical records and expense reports). The amount you receive will depend on the severity of your injuries and expenses. This article will guide you through the steps involved in filing an auto accident claim. Report the Accident It's crucial to notify a car crash immediately. In many states, this is carried out by local police county sheriffs, state police, or Department of Motor Vehicles. Photograph the scene of the accident if can. You can use these photos to help you remember the incident and to file a claim for insurance. Photos can be used to display details like skid marks and vehicle damage as well as weather conditions and other crucial details. You should also collect the information of the other driver, like their name and insurance company. If possible, you should also request a copy of their driver's licence and car registration. You should also write down what you saw and what happened. If you fail to record what happened, you may be held accountable for any injuries or damages that later become apparent. In addition, if you do not report the incident the insurance company could not cover any damages caused by it. You can determine if your policy requires a report of an accident by examining your policy or contacting your agent. Seek medical attention After a car crash you must seek medical attention and be examined to determine if there are any injuries. Seeing a doctor as soon as you can is a good way to avoid any further complications as well as strengthen your claim when it's time to negotiate with the insurance company. If you can, it's best to visit a emergency room in a hospital after a car crash. Hospitals have access surgeons, doctors and medical supplies. It can be difficult for insurance companies and defense lawyers to deny injuries sustained at hospitals. Injuries in car accidents can vary from minor bruising to serious internal injuries, like brain injuries that are traumatic and even paralysis. Even if there aren't any symptoms immediately, such as stiffness or pain, it is important to see a physician. auto accident attorney norwalk will serve as essential evidence to prove your claim that you sustained injuries related to injury as a result of the crash. Our Denver car accident lawyers will make use of these records to prove that the actions of the motorist at fault caused your injuries and you are entitled to fair compensation for your injuries. Take Pictures Photograph the scene of the accident as quickly as you can, ideally before the police arrive. If possible, capture the damages to each vehicle from various vantage points. If you are able, take close-up shots of the vehicles and other evidence (such shattered glasses or deployed airbags). If you're unable to capture closeups of the vehicles then place something like an old penny in the picture to give it a scale. It's also beneficial to shoot photos with and without flash because different lighting conditions can reveal details that are not obvious. It is also important to take photos of any injuries you suffered during the accident. Scrapes, bruises and cuts will fade with time, so these photos can be used as evidence of your injuries in the future. It is also a good idea to capture any other pertinent details about the accident as possible (such as street signs, traffic lights or weather conditions, as well as road debris) These details can aid in constructing a more precise picture of what transpired. Contact Your Insurance Company If you're planning to file a car accident claim, you should contact your insurance company as soon as possible. Your policy may require you to take this step, but even if it isn't, your attorney will require proof of your losses (like medical expenses and repair costs) to back up your claims. Luna says that you should collect all relevant information on the scene. This includes information regarding your vehicle as well as any other drivers involved. Inquire about the insurance card of the driver who was involved in the accident and ensure that you have their name, address, contact number, and details about their car insurance (company and policy numbers). If witnesses are present, take their names and numbers. While the most unintentional thing you'll ever do following a car accident is fight with insurance companies it is vital to remain calm. Any statements you make when you are emotional can be used against you later on. This is why it's often best to have an attorney deal with negotiations. They can ensure that you don't say anything that could be used against you later on. Contact an Attorney An experienced attorney can help you navigate the insurance company and get an appropriate settlement. They will review your medical bills and records and frequently consult with a physician to provide their opinion as to the full extent of your injuries. Insurance companies won't offer you a fair amount in the event that they are not given complete and accurate documents. You may be entitled to non-economic damages, for example suffering and pain, in addition to the economic loss. If the other driver was found to have acted with a degree of gross carelessness or negligence the court could award additional compensation, also known as punitive damages. You'll need to notify the police if the person at the fault fled the scene. You must also get the crash report from the precinct or online. This is required to bring a lawsuit or a no fault case. New York has very specific laws that govern auto accidents. These rules are best explained by a knowledgeable attorney.